ERP for multi-entity group / holding company. Every entity in its own words, consolidated in one view.
Each company keeps its own books, and sales between your companies are posted as matching pairs and checked at close. This page describes the United States edition, which starts in early 2027.
Configured with you From early 2027How does Kinnow help a group of companies? Each company keeps its own books, chart of accounts, budgets and industry setup; sales between your companies are posted as matching pairs and checked at close; eliminations post into a group consolidation entity (a company that holds the combined figures); and the owner reads one set of questions across the group. Group is configured with you, not installed as a ready-made industry setup.
Your business in one paragraph
An owner-led group usually grows by adding companies: a trading company, a manufacturer, a property arm, a services firm. Each has its own books, tax registrations and software, and money moves between them on invoices, loans and shared costs. The month-end problem is that intercompany balances never tie, so consolidation is a week of eliminations in a spreadsheet, and the owner sees group cash only afterwards. Auditors and shared-services teams need access across entities without seeing everything. The owner is awake over the balance that is on one side only, the company running on its own software, and the cash nobody can see across the group.
See two of your companies side by side on Kinnow. Send us a trial balance for each.
How your month runs on Kinnow
Ten steps from structure to signed month. Nothing is posted, eliminated or filed without a person.
- The structure is set up. Your group is the account. Under it sit your companies, then business lines and branches; every document says which company it belongs to. The controller sets this up in Admin with us.
- Each company gets its own industry setup (we call it an industry pack). A distributor, a manufacturer and a property arm each run the setup for their sector. Limits and routines are created for each company, so one company's limits never overwrite another's.
- Each entity runs its day. Sales, purchases, stock, payroll and compliance post to the entity's own books in Account.
- Intercompany is posted as a pair. An accountant records the transaction between entity A and entity B. A journal lands in each set of books, linked by one shared record, and each line names the other company.
- Large group journals are approved. The extra group rule requires a journal above a value set with you to be approved by the finance controller before it posts.
- The close checks intercompany. Each entity runs the twelve close checks. Intercompany balance is a must-pass check: an unmatched half or a net imbalance blocks the close.
- Eliminations are run. The Intercompany Eliminator posts elimination journals for matched pairs into the group consolidation entity, and marks the pairs eliminated. A pair can be canceled with a written reason, after the consolidation period is reopened.
- Cash is read across the group. The Cash-flow Forecaster builds a rolling 30, 60 and 90-day view across entities. The owner asks Ask Kinnow about one entity or all.
- The owner gets a Monday digest. The Executive Digest gives the week in numbers, alerts, trends and anomalies by email and WhatsApp.
- The month is signed. The controller signs each entity. Only the controller can reopen a closed month, with a reason.
What is configured for a group
The figures are starting points set with you. What an entity approves is its own, and a change to who approves what is approved by an administrator.
| Part | How a group is set up |
|---|---|
| Structure | Group, entity, business line and branch, with a required entity on every transactional document. Each entity has its own chart of accounts, and budgets are per entity. |
| Industry setups | One per company: the setup for its own sector, with its limits, who signs off, reports and starter questions for Ask Kinnow. The extra group rules are available for companies in engineering and construction, distribution, manufacturing, real estate, professional services, IT services, capital goods and hospitality. |
| Extra group rules | One limit: a journal above a value set with you needs the finance controller. Reports: trial balance and account ledger. These extra rules change reporting and approvals and never add a routine. |
| Intercompany | Matching-pair journals, a shared list of intercompany transactions, a must-pass check at close, elimination into a group consolidation entity. |
| Access | Roles with a scope by entity, business line or branch, and an all-entities view for group roles. |
| Your words | Group, entity, business line, branch and all in place of organization, company, division, location and cross-entity view. |
Processes
Each company switches on the processes of its own sector, and the month-end close, access request to grant, workflow change to live and document to signed processes apply to every entity. Each says who owns a step and what Kinnow enforces.
Agents for a group
Each agent is validated with each client before it works on your books, and every output waits for a person.
Intercompany Eliminator
Posts elimination journals for matched intercompany pairs into the group consolidation entity.
Cash-flow Forecaster
Builds a rolling cash forecast for the next 30, 60 and 90 days from post-dated cheques, bills due and how customers have paid in the past, with a range around each figure to show how sure it is.
KnowAnomaly Detector
Checks nine business figures for unusual movements whenever an administrator or your scheduler starts a scan, and lists them in the Anomaly Feed, most serious first.
AccountClose Checklist
Runs the twelve period-close checks, helps clear the ones holding up the close and drafts the commentary on variances. A person confirms the close.
VaultAsk Kinnow
Answers questions from your documents and from the records of the applications you use, and only shows what the person asking is allowed to see.
Executive Digest
Sends the week in numbers, alerts, trends and anomalies each Monday.
Ask us to run an intercompany match on two of your entities.
Tax and compliance calendar for a group (United States)
Kinnow prepares; a person confirms and files. Dates are not printed here because each state sets its own. Each entity is prepared separately from its own books.
| Obligation | What Kinnow prepares | What stays with you |
|---|---|---|
| State sales tax, per entity | Tax priced by destination state from the state base rate plus a local rate you enter, on that entity's invoices. An untaxed taxable line needs an exemption certificate or a reason. Tax identity comes from each entity's company profile. | A person, with your tax adviser, decides taxability. |
| Per-state sales-tax returns, per entity | A summary of taxable sales and tax collected by state, for each entity, to transcribe into each state return. It does not decide nexus and does not file. | A person files each return. |
| State registrations | EIN, state sales-tax permit, state annual report and foreign qualification tracked as registrations. An entity registered in four states owes four annual reports, each on its own schedule; due dates appear only where you supply them. | The controller keeps them current. |
| Payroll withholding, per entity | Federal income tax withholding and FICA can be computed; state income tax is not included and the payslip says so. W-2 and 1099 forms are not produced. | Payroll stays with your current provider in the first release. |
| Intercompany balance | A must-pass check at close; elimination journals into the consolidation entity. | The controller reviews. |
| Month-end close, per entity | Twelve checks; seven must pass. | The controller signs. |
What the owner sees
Every answer shows its source and cost before it runs, and Ask Kinnow answers only within the asker's scope. Veil, our privacy layer, holds back bank, tax and ID numbers and swaps names for placeholders before an AI call. It covers Ask Kinnow and most agents today; the rest are being added.
| Question an owner would type | What comes back |
|---|---|
| What is our cash position across the group? | Cash by entity and in total, with the 30, 60 and 90-day outlook. |
| Which entity's receivables are aging worst? | Receivables aging, entity by entity. |
| Do the intercompany balances tie? | Pairs matched, half-pairs and net imbalance by entity. |
| Which entity closed late this month? | Close status by entity. |
| What is the trial balance for the group? | The consolidated trial balance with eliminations. |
Numbers that matter
- Unmatched intercompany amount and age.
- Cash by entity and the rolling forecast.
- Close status by entity.
- Budget against actual per entity.
- Anomalies raised across entities.
Controls an owner cares about
- An entity is required. A document with no entity is refused with a message that says to choose one.
- A pair posts together. Both journals post in one step and carry each other's entity.
- Eliminated pairs are protected. Cancelling needs a written reason, and the consolidation period must be reopened first.
- Scope limits access. A role sees only its entity, business line or branch.
- Only the controller reopens a closed month.
Applications switched on
Your words, on day one
| Generic term | In your Kinnow |
|---|---|
| organization | group |
| company | entity |
| division | business line |
| location | branch |
| cross-entity view | all |
Questions
Is there a ready-made setup for groups?
No. Group is a set of extra rules on top of the industry setups, not a setup of its own. Each company follows the setup for its own sector, and the extra rules add control over consolidation: a higher approval limit on journals that touch the group. Everything else about your group is configured with you in the first weeks.
Can a distributor and a manufacturer sit in one group?
Yes. Each company follows its own industry setup, with its own limits and its own vocabulary, and the extra group rules sit on top of them. Group reports use the same underlying accounts, so a total reads the same whichever entity's words you use.
How do intercompany balances and eliminations work?
An intercompany sale is posted as a matching pair: a journal in the seller's books and one in the buyer's, linked by a shared record. At period close an unmatched half or a net imbalance fails a must-pass check. The Intercompany Eliminator then posts elimination journals into a group consolidation entity, so consolidated profit and loss excludes double-counted intercompany revenue and expense.
Does Kinnow consolidate across currencies?
Not yet. Multi-currency intercompany consolidation and elimination is not built, and parallel ledgers under more than one accounting standard are not built either. Consolidation works for companies that report in one currency.
Can the auditor or a shared-services team see several entities?
Yes. Access is by role with a scope: one entity, a business line or branch within it, or all entities the person is entitled to. A person with no scope for an entity sees nothing from it, and reopening a closed month is for the controller only.
Does each entity handle its own sales tax?
Each entity has its own company profile, and the groundwork for the sales-tax summary from that entity's invoices by destination state is completed before launch. A person files each state return. Kinnow does not decide in which states an entity has nexus.
When is the United States edition available?
From early 2027. Until then this page describes what the edition is built to do, not something running today.
How do we go live?
One entity at a time, alongside your current software until that entity's month-end numbers tie. About two weeks to first results for the first entity.
Show me Kinnow for multi-entity group / holding company.
Answer three questions. Get the applications, the agents and a two-week plan for your business.