Cash-flow Forecaster agent
Builds a rolling cash forecast for the next 30, 60 and 90 days from post-dated cheques, bills due and how customers have paid in the past, with a range around each figure to show how sure it is.
Validated with each clientWhat does Cash-flow Forecaster replace? The work of a finance manager or CA: building the weekly cash forecast across your companies. Builds a rolling cash forecast for the next 30, 60 and 90 days from post-dated cheques, bills due and how customers have paid in the past, with a range around each figure to show how sure it is.
Shows why
Every draft comes with its reasons and how sure the agent is. If it is unsure, it only offers a suggestion.
Waits for you
It does not file, pay or post anything until a person says so.
Gets reviewed
Your approvals and corrections are recorded, so you can see how well it does on your books.
A day with Cash-flow Forecaster
Picture the finance head of a trading company with ₹3 crore of receivables, a stack of post-dated cheques and a supplier payment due next week.
- A weekly run, or ask any time. The forecast is set to run every week. You can also ask for one on demand.
- It gathers what is already known. Cheques you are due to receive and pay, open customer invoices, open supplier bills, today's bank and cash balance in the books, and how long each customer has taken to pay.
- Names are masked. Party names are replaced with tokens before the AI model works out the forecast. The real names are put back in the stored result.
- It builds the forecast. Money in and out for the next 30, 60 and 90 days, the date the balance is lowest, how much working capital you need, and a band of low, medium or high confidence with a short note.
- The finance head reviews. Compare it with what you know that the books do not.
- It is stored as advice. The forecast sits beside your books. Nothing posts.
What it reads and what it hands back
| What it reads | What it hands back | Where it lands |
|---|---|---|
| Post-dated cheques due in the next 90 days, received and issued | Expected money in and out, by date | A stored forecast for the finance head |
| Open customer invoices and how long each customer has taken to pay | Expected receipts, adjusted for their payment habit | The same forecast |
| Open supplier bills and your cash and bank balance in the books | The lowest-balance date and the working capital needed | The same forecast |
See your own 90-day cash forecast. Send us your receivables, payables and post-dated cheques.
What a person decides
Nothing is filed, paid or posted without a person. A forecast is a view, and the decisions stay with your finance head.
- You judge the forecast. It is advice. Nothing is paid, posted or moved because of it.
- You add what the books do not know. A large order, a loan instalment or a wage run that sits outside the figures it read.
- It never moves money. It does not release a payment or change a due date.
Ask Kinnow about this
Ask Kinnow answers from your own records and shows its source and cost before it runs. What you get back depends on what has been recorded.
| You might ask | What the answer shows |
|---|---|
| What is our cash position 60 days from now? | The expected balance, the lowest-balance date and the confidence band. |
| Which customers will pay late this month? | Customers whose past payments suggest delay, with their open invoices. |
| When do we run short of cash? | The date the balance is lowest and the working capital needed. |
Ask us to run a 30, 60 and 90-day forecast on last week's books.
Works with
- Account: ledgers, receivables, payables and cheques, which the forecast reads
- Know: dashboards and Ask Kinnow, where you read the answer
- 30/60/90-day cash forecast: the same forecast described as a feature
- Bank Reconciler: keeps the bank balance the forecast starts from correct
- Collections: drafts the reminders for the invoices the forecast is waiting for
Questions
What does the Cash-flow Forecaster agent do?
Builds a rolling cash forecast for the next 30, 60 and 90 days from post-dated cheques, bills due and how customers have paid in the past, with a range around each figure to show how sure it is.
Does Cash-flow Forecaster act on its own?
No. Cash-flow Forecaster hands back a 30, 60 and 90-day cash forecast with a range around each figure, and a person approves before anything is posted, filed, sent or paid.
Does Cash-flow Forecaster learn?
Yes. Each time you approve or reject a forecast, Kinnow records it against how sure the agent said it was, so you can see how it is doing on your books. Your corrections are kept as feedback.
How is it paid for?
It is part of your agent pack, and there is no charge per user.
What does the forecast read?
Post-dated cheques, open customer invoices, open supplier bills, the cash and bank balance in your books, and how long each customer has taken to pay.
Does it include payroll and tax payments?
No. It reads cheques, invoices, bills and balances. Payroll, tax payments and other commitments are not part of the forecast, so add them when you review it.
Tell Kinnow what slows you down.
Answer three questions. Get the applications, the agents and a two-week plan for your business.